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By clicking "GET MY FREE QUOTE NOW" you agree to our Privacy Policy and Terms & Conditions and agree that one of our FCA authorised brokers or insurers can contact you by phone, email or electronic messaging to provide the comparison service. Whilst not all of our partners offer an advised service they all use a sufficient panel of household insurers. Whilst use of comparelifequotes.com is completely free and without obligation our partners may receive a commission from your insurer for incepting and servicing your policy. Our broker partner(s) will usually contact the majority of customers within the hour. However, if it is currently outside office hours, this could be the next working day

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No matter where you are in the UK, we can help!

We work with highly experienced teams that are able to look at all individual circumstances.

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Our Process

We’re here to make it as quick and easy as possible to find the Life Insurance policy that’s right for you.

Just follow our three-step process to connect with the experts.

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Fill the Form

Complete our online form it only takes 60 seconds.

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Discuss your requirements

A knowledgeable expert will walk you through the essential details

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Confirming Your Policy

Thoroughly go over your chosen plan to ensure the policy suits your needs.

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Types of Cover

 

Life Insurance

Life insurance is designed to help your loved ones cope financially when you die. Cover provides help to your family when they are no longer receiving money from your salary.
The funds can be used to pay off any remaining mortgage(s) or any other everyday expenses.

 

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Choosing the right life insurance plan is a significant decision, and it may feel daunting initially. However, there’s no need to worry – our process is simple and hassle-free.

Apply for a free, no-obligation quote and discuss your requirements with an expert.

 

Critical Illness Insurance

Sadly, illness can occur unexpectedly, potentially leaving families in financial distress, especially if the primary earner is unable to work. In such situations, a critical illness policy provides financial support tailored to your needs. Whether it’s clearing debts such as a mortgage, funding private medical care, or managing everyday expenses, this policy offers vital assistance for you and your family.

 

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Coverage for illnesses differs from one policy to another, so it’s important to compare critical illness plans and find the most suitable policy for you.

Apply for a quote with us and compare your options.

 

Whole of Life Cover

After all, what matters most is knowing your loved ones are taken care of.

Whole of life insurance ensures your family receives a payout upon your passing, offering financial security and peace of mind.

 

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Ready to provide lasting peace of mind? Request a quote for whole of life insurance coverage through us now.

 

Over 50s

Opting for an Over 50s life insurance policy requires paying regular premiums (often fixed) in exchange for a potential lump-sum payment. This payment can serve multiple purposes, such as covering funeral costs, addressing debts, and leaving behind financial support for your loved ones.

 

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Are you 50 or over? Secure your family’s future with peace of mind by choosing an over 50s life insurance policy now.

Apply for a quote through us now!

 

Joint Life Policies

Feel the strength of unity with joint life insurance, covering two people, such as a couple, but typically paying out only once. It’s a promise of security, providing comfort to either the surviving partner or beneficiaries after both individuals have passed away, depending on whether you have a first-death or second-death policy.

 

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Provide peace of mind for both you and your loved one’s future by applying for a joint life insurance quote now.

 

Term Insurance

With your family’s security at heart, when you secure a term life policy, the insurance company assures to pay your beneficiaries a fixed amount if you pass away while the policy is active

 

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Take the next step towards peace of mind. Apply for term life insurance through us today.

Completely free, no obligation quote.

 

Decreasing Term Insurance

Ensuring your financial obligations are covered, decreasing term insurance offers protection for mortgages and significant debts. As time progresses, the coverage amount decreases in line with your repayments, making it essential to regularly review the policy to maintain adequate protection.

 

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Ready to secure your mortgage or significant debts with decreasing term insurance? Apply for a free quote through us now!

 

Income Protection

Imagine an injury at work leaves you unable to earn; without sick pay, could you handle bills if injury stopped you working? Income protection insurance offers up to 75% – 85% of your income while you’re unable to work, based on your earnings prior to claim.

The likelihood of being unable to work due to illness or injury is higher than passing away before retirement. Therefore, income protection insurance is essential, as statutory sick pay (SSP) may not adequately cover household bills.

 

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Take the first step towards ensuring your income is protected during times of illness or injury.

Apply for an income protection insurance quote through us today.

Additional FAQs for You

Will I get any guidance?

Yes, our expert partners will call you and answer any questions you may have. They’ll listen to your unique circumstances and try to find the most suitable solution for you and your family.

Can I change my mind?

Yes, you have 30 days from taking out a policy to cancel, no matter what your reason for cancellation.

How do I know the insurance company will pay out?

Payouts are never guaranteed, however, 96.7% all claims did pay out in 2023, with the average policy payout in 2023 coming in at £80,403. The main reason payouts don’t occur is because essential information was omitted or false at the time of applying, so be sure to provide your insurer with all relevant details.

Pricing

Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 7th February 2025.

Cover from £10 Per Month

From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.

£322,952 over 20 years Aviva Logo

30 years old born in 1995

£197,619 over 20 years Aviva Logo

35 years old born in 1990

£159,606 over 15 years Aviva Logo

40 years old born in 1985

£92,280 over 15 years Aviva Logo

45 years old born in 1980

£67,652 over 10 years Aviva Logo

50 years old born in 1975

£37,971 over 10 years Aviva Logo

55 years old born in 1970

£20,242 over 10 years Aviva Logo

60 years old born in 1965

£12,368 over 10 years Aviva Logo

65 years old born in 1960

£7,497 over 10 years Aviva Logo

70 years old born in 1955

Cover from £5 Per Month

†From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.

£117,810 over 20 years Aviva Logo

30 years old born in 1995

£75,745 over 20 years Aviva Logo

35 years old born in 1990

£56,577 over 15 years Aviva Logo

40 years old born in 1985

£35,960 over 15 years Aviva Logo

45 years old born in 1980

£26,787 over 10 years Aviva Logo

50 years old born in 1975

£17,018 over 10 years Aviva Logo

55 years old born in 1970

£10,115 over 10 years Aviva Logo

60 years old born in 1965

£6,181 over 10 years Aviva Logo

65 years old born in 1960

£3,746 over 10 years Aviva Logo

70 years old born in 1955

£4.18 per month AIG Logo

£150,000 level term Life Cover for 30 Years

£4.35 per month AIG Logo

£175,000 level term Life Cover for 30 Years

£4.62 per month AIG Logo

£200,000 level term Life Cover for 30 Years

£4.88 per month AIG Logo

£225,000 level term Life Cover for 30 Years

£5.16 per month AIG Logo

£250,000 level term Life Cover for 30 Years

£6.98 per month AIG Logo

£150,000 level term Life Cover for 30 Years

£7.93 per month AIG Logo

£175,000 level term Life Cover for 30 Years

£8.71 per month AIG Logo

£200,000 level term Life Cover for 30 Years

£9.48 per month AIG Logo

£225,000 level term Life Cover for 30 Years

£10.19 per month AIG Logo

£250,000 level term Life Cover for 30 Years

£10.31 per month Aviva Logo

£150,000 level term Life Cover for 30 Years

£11.56 per month Aviva Logo

£175,000 level term Life Cover for 30 Years

£12.84 per month Aviva Logo

£200,000 level term Life Cover for 30 Years

£14.12 per month Aviva Logo

£225,000 level term Life Cover for 30 Years

£15.40 per month Aviva Logo

£250,000 level term Life Cover for 30 Years

£23.55 per month AIG Logo

£150,000 level term Life Cover for 30 Years

£25.95 per month Legal & General Logo

£175,000 level term Life Cover for 30 Years

£29.37 per month Legal & General Logo

£200,000 level term Life Cover for 30 Years

£32.79 per month Legal & General Logo

£225,000 level term Life Cover for 30 Years

£36.20 per month AIG Logo

£250,000 level term Life Cover for 30 Years

£43.40 per month Legal & General Logo

£150,000 level term Life Cover for 30 Years

£48.22 per month Legal & General Logo

£175,000 level term Life Cover for 30 Years

£54.82 per month Legal & General Logo

£200,000 level term Life Cover for 30 Years

£61.42 per month Legal & General Logo

£225,000 level term Life Cover for 30 Years

£68.02 per month Legal & General Logo

£250,000 level term Life Cover for 30 Years

£120.56 per month Aviva Logo

£150,000 level term Life Cover for 20 Years

£137.98 per month Aviva Logo

£175,000 level term Life Cover for 20 Years

£159.67 per month Aviva Logo

£200,000 level term Life Cover for 20 Years

£181.36 per month Aviva Logo

£225,000 level term Life Cover for 20 Years

£203.05 per month Aviva Logo

£250,000 level term Life Cover for 20 Years

From £8 Per Month

Whole of Life

Whole of Life Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

Up to £5,437 sum assured Legal & General Logo

30 year old born in 1995

Up to £4,624 sum assured Aviva Logo

35 years old born in 1990

Up to £3,931 sum assured Aviva Logo

40 years old born in 1985

Up to £3,345 sum assured Aviva Logo

45 years old born in 1980

Up to £3,137 sum assured Aviva Logo

50 years old born in 1975

Up to £2,655 sum assured Aviva Logo

55 years old born in 1970

Up to £2,277 sum assured Aviva Logo

60 years old born in 1965

From £10 Per Month

Critical Illness

Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

Up to £30,753 over 20 years Legal & General Logo

30 year old born in 1995

Up to £22,278 over 20 years Aviva Logo

35 years old born in 1990

Up to £18,353 over 15 years Aviva Logo

40 years old born in 1985

Up to £13,425 over 15 years Aviva Logo

45 years old born in 1980

Up to £10,171 over 10 years Aviva Logo

50 years old born in 1975

Up to £7,100 over 10 years Aviva Logo

55 years old born in 1970

Up to £4,805 over 10 years Aviva Logo

60 years old born in 1965

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