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By clicking "GET MY FREE QUOTE NOW" you agree to our Privacy Policy and Terms & Conditions and agree that one of our partner FCA authorised brokers or insurers can contact you by phone, WhatsApp, email or electronic messaging to provide the comparison service. Whilst not all of our partners offer an advised service they all use a sufficient panel of household insurers. Whilst use of comparelifequotes.com is completely free and without obligation our partners may receive a commission from your insurer for incepting and servicing your policy. Our broker partner(s) will usually contact the majority of customers within the hour. However, if it is currently outside office hours, this could be the next working day

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Stop Searching your in the right place our experts will help you.

Click to start your free quote now.

How do I choose the right life insurance policy?

Yes, our expert partners will call you and answer any questions you may have. They’ll listen to your unique circumstances and try to find the most suitable solution for you and your family.

Yes, you have 30 days from taking out a policy to cancel, no matter what your reason for cancellation.

Payouts are never guaranteed, however, 96.7% all claims did pay out in 2023, with the average policy payout in 2023 coming in at £80,403. The main reason payouts don’t occur is because essential information was omitted or false at the time of applying, so be sure to provide your insurer with all relevant details.

Why should I take out life insurance?

Life insurance is a contract between the policyholder and insurer that requires you to pay monthly premiums in return for coverage in the event of death.

How much does life insurance cost?

In 2025, life insurance in the UK is often highly affordable, with an average monthly cost of £9.71. – Source iaminsured.co.uk (2025)

However, exact prices fluctuate based on your specific insurer and personal circumstances. The type of policy you choose affects the cost. Policies with higher payouts or added features, such as terminal illness cover, usually cost more.

We’re not just another comparison website

- through our partners, we find the right match.

A true match

We don’t just throw quotes at you and see which one sticks. To make sure you don’t get decision fatigue, we take the time to understand your unique circumstances and match you to a trusted partner.

Free, easy service

We offer a fee-free service, which means you don’t need to pay us anything and you’re not obligated to purchase a policy. You’re free to get the quote, take the time you need to decide, and walk away if it’s not for you.

Peace of mind

With our trusted expert partners, you can have some peace of mind knowing you’ve chosen the most suitable policy for you and you’re covered should something occur.

Life insurance helps protect your family’s financial security in the face of life’s uncertainties.

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Pricing

Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 2nd February 2026.

Cover from £10 Per Month

†From £10 per month for up to £280,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.

Age 30 | Born 1996
£289,847
20-year term Aviva Logo
Age 35 | Born 1991
£173,440
20-year term Aviva Logo
Age 40 | Born 1986
£123,428
15-year term Aviva Logo
Age 45 | Born 1981
£81,616
15-year term Aviva Logo
Age 50 | Born 1976
£59,917
10-year term Aviva Logo
Age 55 | Born 1971
£34,029
10-year term Aviva Logo
Age 60 | Born 1966
£18,089
10-year term Aviva Logo
Age 65 | Born 1961
£11,689
10-year term Aviva Logo
Age 70 | Born 1956
£7,068
10-year term Aviva Logo
Cover from £5 Per Month

†From £5 per month for up to £90,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.

Age 30 | Born 1996
£98,704
20-year term Aviva Logo
Age 35 | Born 1991
£63,621
20-year term Aviva Logo
Age 40 | Born 1986
£48,288
15-year term Aviva Logo
Age 45 | Born 1981
£31,699
15-year term Aviva Logo
Age 50 | Born 1976
£23,483
10-year term Aviva Logo
Age 55 | Born 1971
£15,467
10-year term Aviva Logo
Age 60 | Born 1966
£7,844
10-year term Aviva Logo
Age 65 | Born 1961
£5,837
10-year term Aviva Logo
Age 70 | Born 1956
£3,532
10-year term Aviva Logo
From £8 Per Month

Whole of Life

±£8 per month quoted rates are based on whole of life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.

Age 30 | Born 1996
£5,599
Zurich Logo
Age 35 | Born 1991
£4,762
Zurich Logo
Age 40 | Born 1986
£4,047
Zurich Logo
Age 45 | Born 1981
£3,445
Zurich Logo
Age 50 | Born 1976
£3,230
Zurich Logo
Age 55 | Born 1971
£2,727
Zurich Logo
Age 60 | Born 1966
£2,221
Zurich Logo
Age 65 | Born 1961
£1,672
Zurich Logo
Age 70 | Born 1956
£1,277
Zurich Logo
From £10 Per Month

Critical Illness

Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.

Age 30 | Born 1996
£30,327
20-year term Aviva Logo
Age 35 | Born 1991
£21,237
20-year term Aviva Logo
Age 40 | Born 1986
£17,335
15-year term Aviva Logo
Age 45 | Born 1981
£12,920
15-year term Aviva Logo
Age 50 | Born 1976
£10,125
10-year term Aviva Logo
Age 55 | Born 1971
£7,287
10-year term Aviva Logo
Age 60 | Born 1966
£6,469
10-year term Aviva Logo
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See How Much Life Insurance Could Cost You

Testimonials

Star Rating

"Securing life insurance was something I'd put off for too long. The process was straightforward, and now I have peace of mind knowing my family will be looked after. Thank you for making it so easy."

Lynn K

Star Rating

"I was unsure about the level of cover I needed, but the guidance I received was excellent. I now have a policy that fits my circumstances perfectly, and it's a weight off my shoulders."

Alan S

Star Rating

"Finding affordable life insurance seemed like a challenge, but I was pleasantly surprised by the options presented to me. I feel much more secure knowing this is in place."

Lou G

Star Rating

"The application process was quick and efficient. I appreciated the clear explanations and the lack of complicated jargon. It was a simple way to protect my loved ones' future."

Paul M

Star Rating

"I'd been meaning to get life insurance for years, and I'm so glad I finally did. The service was professional, and I feel confident in the policy I now have."

Graham F

Star Rating

"As a new parent, life insurance became a priority. The options available were comprehensive, and I found a policy that gives me real security for my family's future."

Brad J

Star Rating

"I was a bit hesitant about the whole thing, but the team made it easy to understand and helped me find the right level of cover without any pressure. I'm very satisfied."

Dave C

Star Rating

"Getting life insurance felt like a responsible step, and I'm glad I chose this service. The process was smooth, and I feel much better prepared for the future."

Hannah G

Star Rating

"I wanted to ensure my partner was protected, and the policy I found gives me that reassurance. The whole experience was positive and hassle-free."

Mick D

Star Rating

"Sorting out life insurance was on my to-do list for ages. I'm so pleased I finally got it done. The process was simple, and I feel a great sense of relief knowing my family is secure."

Victoria S