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What is life insurance?
Life insurance is a contract between policyholder and the insurer that requires you to pay monthly premiums in return for coverage in the event of death.
Get a free quoteWhat is critical illness cover?
You can also get critical illness cover, which pays out upon diagnosis of a specific serious illness that is listed within the policy. This can be added on to your policy or be taken out as a separate policy.
Get a free quoteIs critical illness cover worth considering?
Yes, as this can provide financial support for you and your family. Whether this would be covering medical treatment costs or even day-to-day living expenses etc. This helps relieve any stress or worries you and/or your family may have during a difficult time so you can focus on recovery
Compare Critical Illness Plans NowLet’s prioritise your health!
Important things to know about critical illness cover!
- Critical illness cover does not cover you for “getting sick”, you must meet a specific medical definition as stated by your policyholder.
- The payout may not be handed over to you at the early stages of your medical condition. It must meet a certain level of severity defined in your policy.
- Eligibility for this cover is restricted to applicants who are at least 18 years of age and no older than 69 years of age.
- It provides peace of mind; Having both life and critical illness insurance means you're prepared for the uncertainties of life, from major illnesses to life-changing events.
- Premiums are subject to underwriting and individual circumstances. Not all partners use the same insurers or products. Services may be advised or non-advised.
Looking for Extra Protection?
Get peace of mind with coverage that supports your loved ones and helps you through life’s unexpected challenges.
How do I choose the right coverage?
Is it worth having critical illness cover?
Critical illness cover can be worth it if you value peace of mind, knowing you and your family would be financially protected if you were to become seriously ill and unable to work.
What happens after I apply for a quote?
After you apply for a quote, we connect you with a suitable partner from our network of trusted insurers. They will explain they options based on your application and guide you through their process, including finalising your application, scheduling any required medical exams and securing your chose policy.
Is it possible to buy life insurance with critical illness cover?
Yes, you can get life insurance with critical illness cover. This is a popular option for those seeking extra protection against life's uncertainties.
Does life insurance cover critical illness?
Standard life insurance policies do not cover critical illness. However, some insurers offer combined policies or options to add critical illness cover to your life insurance.
How to find the best life and critical illness cover?
Apply now with our easy online form to compare life and critical illness cover and choose the best policy for you.
Pricing
Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 5th February 2025.
†From £10 Per Month
Critical Illness
Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 5th February 2025.
30 year old born in 1996
35 years old born in 1991
40 years old born in 1986
45 years old born in 1981
50 years old born in 1976
55 years old born in 1971
60 years old born in 1966
From £8 Per Month
Whole of Life
Whole of Life Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 5th February 2025.
30 year old born in 1996
35 years old born in 1991
40 years old born in 1986
45 years old born in 1981
50 years old born in 1976
55 years old born in 1971
60 years old born in 1966
Cover from £10 Per Month
From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 5th February 2025.
30 years old born in 1996
35 years old born in 1991
40 years old born in 1986
45 years old born in 1981
50 years old born in 1976
55 years old born in 1971
60 years old born in 1966
65 years old born in 1961
70 years old born in 1956
Cover from £5 Per Month
†From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 5th February 2025.
30 years old born in 1996
35 years old born in 1991
40 years old born in 1986
45 years old born in 1981
50 years old born in 1976
55 years old born in 1971
60 years old born in 1966
65 years old born in 1961
70 years old born in 1956
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 20 Years
£175,000 level term Life Cover for 20 Years
£200,000 level term Life Cover for 20 Years
£225,000 level term Life Cover for 20 Years
£250,000 level term Life Cover for 20 Years