Switch Life Insurance
- No fuss, no hidden fees
- Find affordable insurance
- Over 50s, critical illness, and terminal illness
- No obligation quotes
Our Process
Finding the right life insurance policy should be straightforward and stress-free.
1. Fill out a simple application form
Share a bit about yourself by answering a few basic questions, so we can understand your unique needs.
2. Explore Your Options
A friendly specialist from one of our trusted partners will get in touch to walk you through plans suited to you.
3. Choose What’s Right for You
Take your time to review your options and pick the plan that fits you best. Remember, our service is free, confidential, and comes with no obligations.
Why would someone switch life insurance?
People switch for various reasons, including:
- Reducing monthly premiums
- Better coverage options
- Experiencing better, more responsive customer service
- Changes in personal or family circumstances
Can I switch life insurance providers whenever I want?
Yes, you’re free to change life insurance providers at any time. Just be sure your new policy is fully in place before you cancel your current one—this helps you avoid any gaps in your coverage.
We’re not just another comparison website
- We find the right match.
A true match
We don’t just throw quotes at you and see which one sticks. To make sure you don’t get decision fatigue, we take the time to understand your unique circumstances and match you to a trusted Broker.
Free, easy service
We offer a fee-free service, which means you don’t need to pay us anything and you’re not obligated to purchase a policy. You’re free to get the quote, take the time you need to decide, and walk away if it’s not for you.
Peace of mind
With our trusted expert partners, you can have some peace of mind knowing you’ve chosen the most suitable policy for you and you’re covered should something occur.
Get a free, no obligation quote
Apply through us to connect with experts who specialise in switching life insurance and can match you with a policy that fits your needs.
How do I choose the right life insurance policy?
Does switching life insurance affect my premiums?
Possibly. Your new premiums may be higher or lower depending on your age, health, and policy type at the time of application. It’s important to compare quotes carefully.
Can I switch if I have a health condition?
You can still apply, but your options and premiums may vary based on your condition. It’s best to speak with experts to explore the best options for your situation.
How do I start the switching process?
Simple! Just apply for a free quote using the form on this page. One of our trusted partners will then discuss the best options available to you.
Pricing
Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 7th February 2025.
From £10 Per Month
Critical Illness
Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.
30 year old born in 1995
35 years old born in 1990
40 years old born in 1985
45 years old born in 1980
50 years old born in 1975
55 years old born in 1970
60 years old born in 1965
From £8 Per Month
Whole of Life
Whole of Life Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.
30 year old born in 1995
35 years old born in 1990
40 years old born in 1985
45 years old born in 1980
50 years old born in 1975
55 years old born in 1970
60 years old born in 1965
Cover from £10 Per Month
From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.
30 years old born in 1995
35 years old born in 1990
40 years old born in 1985
45 years old born in 1980
50 years old born in 1975
55 years old born in 1970
60 years old born in 1965
65 years old born in 1960
70 years old born in 1955
Cover from £5 Per Month
†From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.
30 years old born in 1995
35 years old born in 1990
40 years old born in 1985
45 years old born in 1980
50 years old born in 1975
55 years old born in 1970
60 years old born in 1965
65 years old born in 1960
70 years old born in 1955
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 20 Years
£175,000 level term Life Cover for 20 Years
£200,000 level term Life Cover for 20 Years
£225,000 level term Life Cover for 20 Years
£250,000 level term Life Cover for 20 Years