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3 simple steps
1. Complete the form

Fill in our 30-second online form

2. Discuss your requirements

One of our selected partners will be in touch to walk you through your options

3. You're covered

You can sit back and relax, knowing that you’re fully covered

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What is Guaranteed Over 50s Life Insurance?

Guaranteed Over 50s life insurance is a specific insurance plan made for those between 50 and 85 years old to offer them and their loved ones security and financial protection. Typically, it offers fixed premiums, guaranteed acceptance, and a lump-sum payment to help cover funeral expenses, settle debts, and leave an inheritance for your family.

No matter where you are in the UK, we can help!

We work with highly experienced teams that are able to look at all individual circumstances.

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Pricing

Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 2nd January 2025.

From £10 per month

£3,101 Cover Amount

50 year old born in 1975

£2,670 Cover Amount

55 year old born in 1970

£2,247 Cover Amount

60 year old born in 1965

£1,861 Cover Amount

65 year old born in 1960

£1,352 Cover Amount

70 year old born in 1955

£975 Cover Amount

75 year old born in 1950

£702 Cover Amount

80 year old born in 1945

People aged 85 are unable to achieve cover for £10 per month due to our partner insurers minimum sum assureds and/or premium limits. Minimum premium examples provided below.

£11 per month for £526 Cover Amount

85 year old born in 1940

From £5 per month

£1,225 Cover Amount

50 year old born in 1975

£1,067 Cover Amount

55 year old born in 1970

£948 Cover Amount

60 year old born in 1965

£781 Cover Amount

65 year old born in 1960

£588 Cover Amount

70 year old born in 1955

People aged 73-85 are unable to achieve cover for £5 per month due to our partner insurers minimum sum assureds and/or premium limits. Minimum premium examples provided below.

£6 per month for £535 Cover Amount

75 year old born in 1950

£8 per month for £546 Cover Amount

80 year old born in 1945

£11 per month for £526 Cover Amount

85 year old born in 1940

Frequently Asked Questions

Have questions about Guaranteed Over 50s Life Insurance? Find quick answers here. If you'd like to apply for a free quote and chat with our partners knowledgeable experts apply now!

How much does Guaranteed Over 50s life insurance cost?

Generally, the cost of over 50s life insurance varies depending on factors such as age, lifestyle, and coverage amount. Premiums are typically based on these factors, and they can be customised to fit your budget and needs.

Does Guaranteed Over 50s Life Insurance require a medical exam?

Guaranteed Over 50s Life Insurance has the advantage of typically not requiring medical examinations. Instead of relying on your medical history, over-50s life insurance policies typically guarantee acceptance between 50 and 85 years old. Because of this accessibility, consumers can safeguard their loved ones without worrying about medical underwriting.

How long will my Guaranteed Over 50s plan last?

A Guaranteed Over 50s plan is a whole-of-life policy so it will last right up until you die with a fixed monthly premium instead of for a set number of years with variable premiums.