Compare Life & Critical Illness Insurance Quotes

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  • Find affordable insurance
  • Over 50s, critical illness, and terminal illness
  • No obligation quotes
Sunlife One Family Aviva Scottish Widows Legal & General Royal London Vitality LVE Zurich

†From £5 per month

Compare Life Quotes has helped 2108 customers just like you in the last 7 days.

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Our Process

Finding the right life insurance policy should be straightforward and stress-free.

Step 1

1. Fill out a simple application form

Share a bit about yourself by answering a few basic questions, so we can understand your unique needs.

Step 2

2. Explore Your Options

A friendly specialist from one of our trusted partners will get in touch to walk you through plans suited to you.

Step 3

3. Choose What’s Right for You

Take your time to review your options and pick the plan that fits you best. Remember, our service is free, confidential, and comes with no obligations.

Critical Illness Image 1

Why Combine Life Insurance and Critical Illness Insurance?

Life is unpredictable. While life insurance provides crucial support for your family when you're gone, critical illness insurance gives you the financial flexibility to fight back during a serious illness. By combining these two policies, you ensure that:

  • You can focus on recovery: The lump-sum payout from critical illness insurance can cover costly treatments, rehab, or even day-to-day living expenses, letting you prioritise your health.
  • Your family's future remains secure: With life insurance, your loved ones won't have to worry about mortgages, bills, or education costs if the worst happens.
  • You have peace of mind: Having both life and critical illness insurance means you're prepared for the uncertainties of life, from major illnesses to life-changing events.
Critical Illness Image 2

How Do They Work?

Life Insurance
If you pass away during the policy term, a lump sum is paid to your loved ones, giving them the financial support they need.

Critical Illness Cover
If you're diagnosed with a covered serious illness, you receive a lump sum to help with medical expenses, rehabilitation, or day-to-day living costs while you recover.

Can I buy life insurance and critical illness cover separately?
Yes, you can apply for them individually or as a combined policy. Many insurers offer both together at a lower cost. Start your application to get a free quote.

We’re not just another comparison website

- We find the right match.

A true match

We don’t just throw quotes at you and see which one sticks. To make sure you don’t get decision fatigue, we take the time to understand your unique circumstances and match you to a trusted Broker.

Free, easy service

We offer a fee-free service, which means you don’t need to pay us anything and you’re not obligated to purchase a policy. You’re free to get the quote, take the time you need to decide, and walk away if it’s not for you.

Peace of mind

With our trusted expert partners, you can have some peace of mind knowing you’ve chosen the most suitable policy for you and you’re covered should something occur.

Looking for Extra Protection?

Get peace of mind with coverage that supports your loved ones and helps you through life’s unexpected challenges.

Get My Free Quote

How do I choose the right coverage?

Is it worth having critical illness cover?

Critical illness cover can be worth it if you value peace of mind, knowing you and your family would be financially protected if you were to become seriously ill and unable to work.

What happens after I apply for a quote?

After you apply for a quote, we connect you with a suitable partner from our network of trusted insurers. They will explain they options based on your application and guide you through their process, including finalising your application, scheduling any required medical exams and securing your chose policy.

Is it possible to buy life insurance with critical illness cover?

Yes, you can get life insurance with critical illness cover. This is a popular option for those seeking extra protection against life's uncertainties.

Does life insurance cover critical illness?

Standard life insurance policies do not cover critical illness. However, some insurers offer combined policies or options to add critical illness cover to your life insurance.

How to find the best life and critical illness cover?

Apply now with our easy online form to compare life and critical illness cover and choose the best policy for you.

Pricing

Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 7th February 2025.

From £10 Per Month

Critical Illness

Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

Up to £30,753 over 20 years Legal & General Logo

30 year old born in 1994

Up to £22,278 over 20 years Aviva Logo

35 years old born in 1989

Up to £18,353 over 15 years Aviva Logo

40 years old born in 1984

Up to £13,425 over 15 years Aviva Logo

45 years old born in 1979

Up to £10,171 over 10 years Aviva Logo

50 years old born in 1974

Up to £7,100 over 10 years Aviva Logo

55 years old born in 1969

Up to £4,805 over 10 years Aviva Logo

60 years old born in 1964

From £8 Per Month

Whole of Life

Whole of Life Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

Up to £5,437 sum assured Legal & General Logo

30 year old born in 1993

Up to £4,624 sum assured Aviva Logo

35 years old born in 1988

Up to £3,931 sum assured Aviva Logo

40 years old born in 1983

Up to £3,345 sum assured Aviva Logo

45 years old born in 1978

Up to £3,137 sum assured Aviva Logo

50 years old born in 1973

Up to £2,655 sum assured Aviva Logo

55 years old born in 1968

Up to £2,277 sum assured Aviva Logo

60 years old born in 1963

Cover from £10 Per Month

From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.

£322,952 over 20 years Aviva Logo

30 years old born in 1995

£197,619 over 20 years Aviva Logo

35 years old born in 1990

£159,606 over 15 years Aviva Logo

40 years old born in 1985

£92,280 over 15 years Aviva Logo

45 years old born in 1980

£67,652 over 10 years Aviva Logo

50 years old born in 1975

£37,971 over 10 years Aviva Logo

55 years old born in 1970

£20,242 over 10 years Aviva Logo

60 years old born in 1965

£12,368 over 10 years Aviva Logo

65 years old born in 1960

£7,497 over 10 years Aviva Logo

70 years old born in 1955

Cover from £5 Per Month

†From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.

£117,810 over 20 years Aviva Logo

30 years old born in 1995

£75,745 over 20 years Aviva Logo

35 years old born in 1990

£56,577 over 15 years Aviva Logo

40 years old born in 1985

£35,960 over 15 years Aviva Logo

45 years old born in 1980

£26,787 over 10 years Aviva Logo

50 years old born in 1975

£17,018 over 10 years Aviva Logo

55 years old born in 1970

£10,115 over 10 years Aviva Logo

60 years old born in 1965

£6,181 over 10 years Aviva Logo

65 years old born in 1960

£3,746 over 10 years Aviva Logo

70 years old born in 1955

£4.18 per month AIG Logo

£150,000 level term Life Cover for 30 Years

£4.35 per month AIG Logo

£175,000 level term Life Cover for 30 Years

£4.62 per month AIG Logo

£200,000 level term Life Cover for 30 Years

£4.88 per month AIG Logo

£225,000 level term Life Cover for 30 Years

£5.16 per month AIG Logo

£250,000 level term Life Cover for 30 Years

£6.98 per month AIG Logo

£150,000 level term Life Cover for 30 Years

£7.93 per month AIG Logo

£175,000 level term Life Cover for 30 Years

£8.71 per month AIG Logo

£200,000 level term Life Cover for 30 Years

£9.48 per month AIG Logo

£225,000 level term Life Cover for 30 Years

£10.19 per month AIG Logo

£250,000 level term Life Cover for 30 Years

£10.31 per month Aviva Logo

£150,000 level term Life Cover for 30 Years

£11.56 per month Aviva Logo

£175,000 level term Life Cover for 30 Years

£12.84 per month Aviva Logo

£200,000 level term Life Cover for 30 Years

£14.12 per month Aviva Logo

£225,000 level term Life Cover for 30 Years

£15.40 per month Aviva Logo

£250,000 level term Life Cover for 30 Years

£23.55 per month AIG Logo

£150,000 level term Life Cover for 30 Years

£25.95 per month Legal & General Logo

£175,000 level term Life Cover for 30 Years

£29.37 per month Legal & General Logo

£200,000 level term Life Cover for 30 Years

£32.79 per month Legal & General Logo

£225,000 level term Life Cover for 30 Years

£36.20 per month AIG Logo

£250,000 level term Life Cover for 30 Years

£43.40 per month Legal & General Logo

£150,000 level term Life Cover for 30 Years

£48.22 per month Legal & General Logo

£175,000 level term Life Cover for 30 Years

£54.82 per month Legal & General Logo

£200,000 level term Life Cover for 30 Years

£61.42 per month Legal & General Logo

£225,000 level term Life Cover for 30 Years

£68.02 per month Legal & General Logo

£250,000 level term Life Cover for 30 Years

£120.56 per month Aviva Logo

£150,000 level term Life Cover for 20 Years

£137.98 per month Aviva Logo

£175,000 level term Life Cover for 20 Years

£159.67 per month Aviva Logo

£200,000 level term Life Cover for 20 Years

£181.36 per month Aviva Logo

£225,000 level term Life Cover for 20 Years

£203.05 per month Aviva Logo

£250,000 level term Life Cover for 20 Years

Testimonials

Star Rating

"Securing life insurance was something I'd put off for too long. The process was straightforward, and now I have peace of mind knowing my family will be looked after. Thank you for making it so easy."

Lynn K

Star Rating

"I was unsure about the level of cover I needed, but the guidance I received was excellent. I now have a policy that fits my circumstances perfectly, and it's a weight off my shoulders."

Alan S

Star Rating

"Finding affordable life insurance seemed like a challenge, but I was pleasantly surprised by the options presented to me. I feel much more secure knowing this is in place."

Lou G

Star Rating

"The application process was quick and efficient. I appreciated the clear explanations and the lack of complicated jargon. It was a simple way to protect my loved ones' future."

Paul M

Star Rating

"I'd been meaning to get life insurance for years, and I'm so glad I finally did. The service was professional, and I feel confident in the policy I now have."

Graham F

Star Rating

"As a new parent, life insurance became a priority. The options available were comprehensive, and I found a policy that gives me real security for my family's future."

Brad J

Star Rating

"I was a bit hesitant about the whole thing, but the team made it easy to understand and helped me find the right level of cover without any pressure. I'm very satisfied."

Dave C

Star Rating

"Getting life insurance felt like a responsible step, and I'm glad I chose this service. The process was smooth, and I feel much better prepared for the future."

Hannah G

Star Rating

"I wanted to ensure my partner was protected, and the policy I found gives me that reassurance. The whole experience was positive and hassle-free."

Mick D

Star Rating

"Sorting out life insurance was on my to-do list for ages. I'm so pleased I finally got it done. The process was simple, and I feel a great sense of relief knowing my family is secure."

Victoria S