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What is Guaranteed Over 50s Life Insurance?
Guaranteed Over 50s life insurance is a specific insurance plan made for those between 50 and 85 years old to offer them and their loved ones security and financial protection. Typically, it offers fixed premiums, guaranteed acceptance, and a lump-sum payment to help cover funeral expenses, settle debts, and leave an inheritance for your family.
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We work with highly experienced teams that are able to look at all individual circumstances.
Pricing
Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 4th February 2026.
From £10 per month
+From £10 per month Life Insurance quoted rates are based on Guaranteed Over 50 Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 4th February 2026.
£3,101 Cover Amount
50 year old born in 1976
£2,554 Cover Amount
55 year old born in 1971
£2,214 Cover Amount
60 year old born in 1966
£1,760 Cover Amount
65 year old born in 1961
£1,325 Cover Amount
70 year old born in 1956
£946 Cover Amount
75 year old born in 1951
£688 Cover Amount
80 year old born in 1946
£11 per month for £510 Cover Amount
85 year old born in 1941
From £5 per month
+From £5 per month Life Insurance quoted rates are based on Guaranteed Over 50 Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 4th February 2026.
£1,201 Cover Amount
50 year old born in 1976
£1,035 Cover Amount
55 year old born in 1971
£929 Cover Amount
60 year old born in 1966
£758 Cover Amount
65 year old born in 1961
£576 Cover Amount
70 year old born in 1956
£6 per month for £519 Cover Amount
75 year old born in 1951
£8 per month for £535 Cover Amount
80 year old born in 1946
£11 per month for £510 Cover Amount
85 year old born in 1941
Frequently Asked Questions
Have questions about Guaranteed Over 50s Life Insurance? Find quick answers here. If you'd like to apply for a free quote and chat with our partners knowledgeable experts apply now!
How much does Guaranteed Over 50s life insurance cost?
Generally, the cost of over 50s life insurance varies depending on factors such as age, lifestyle, and coverage amount. Premiums are typically based on these factors, and they can be customised to fit your budget and needs.
Does Guaranteed Over 50s Life Insurance require a medical exam?
Guaranteed Over 50s Life Insurance has the advantage of typically not requiring medical examinations. Instead of relying on your medical history, over-50s life insurance policies typically guarantee acceptance between 50 and 85 years old. Because of this accessibility, consumers can safeguard their loved ones without worrying about medical underwriting.
How long will my Guaranteed Over 50s plan last?
A Guaranteed Over 50s plan is a whole-of-life policy so it will last right up until you die with a fixed monthly premium instead of for a set number of years with variable premiums.