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    Get a free quote in three easy steps

    We make finding a whole of life insurance quote easy and stress-free.

    Step 1

    Complete the Form

    Share a bit about yourself, the level of coverage you’re seeking, and any specific details for your whole of life policy.

    Step 2

    Explore Your Options

    A specialist from one of our trusted partners will reach out to discuss your options, ensuring you fully understand the benefits of whole of life coverage.

    Step 3

    Take Your Time

    Choose the policy that suits you best. Our partners are here to support you in making a confident choice.

    What is Whole of Life Insurance?

    What is Whole of Life Insurance?

    Whole of life insurance, also known as life assurance, provides lifelong protection and ensures a guaranteed payout to your beneficiaries whenever you pass away.

    Term life insurance only lasts for a set number of years and has an end date, but with whole of life insurance, your policy stays active as long as you keep paying your premiums, and your family is guaranteed a payout when you pass away.

    Why should I consider whole of life insurance?

    Why should I consider whole of life insurance?

    With whole of life insurance, you can:

    • Provide Financial Security
      Your family will receive a guaranteed payout, helping with major expenses like mortgages, education, or care costs.
    • Cover Final Expenses
      Whole of life insurance can ease the financial burden of funeral and related costs, allowing your family to focus on what matters most.
    • Leave a Legacy
      Whether you want to support a cause close to your heart or provide an inheritance, whole of life insurance helps fulfill these wishes, reflecting your values and priorities.

    We’re not just another comparison website

    - We find the right match.

    A true match

    We don’t just throw quotes at you and see which one sticks. To make sure you don’t get decision fatigue, we take the time to understand your unique circumstances and match you to a trusted Broker.

    Free, easy service

    We offer a fee-free service, which means you don’t need to pay us anything and you’re not obligated to purchase a policy. You’re free to get the quote, take the time you need to decide, and walk away if it’s not for you.

    Peace of mind

    With our trusted expert partners, you can have some peace of mind knowing you’ve chosen the most suitable policy for you and you’re covered should something occur.

    Get a free, no obligation quote

    Apply through us to connect with our highly experienced partners who are able to look at your individual circumstances.

    Get My Free Quote

    Whole of life insurance FAQ's

    How much does whole of life cover usually cost?

    The cost of a whole life insurance policy can be affected by many factors such as your age, height, weight, the amount of cover you choose, if you're employed in a high-risk job and if you smoke. It’s important to discuss with your insurer any factors that could affect your premiums.

    How can I find the best whole life insurance policy for my needs?

    Start by applying for a quote and speaking with our partners' friendly experts, who can discuss your requirements and the options available to you.

    Can I have multiple whole life insurance policies?

    Yes, you can have multiple life insurance policies in the UK. Having several policies can be beneficial, especially with whole life insurance, as it provides lifelong coverage and can help you meet different financial needs over time. Just ensure you can manage the premiums for all the policies you choose.

    Pricing

    Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 7th February 2025.

    From £8 Per Month

    Whole of Life

    Whole of Life Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

    Up to £5,437 sum assured Legal & General Logo

    30 year old born in 1995

    Up to £4,624 sum assured Aviva Logo

    35 years old born in 1990

    Up to £3,931 sum assured Aviva Logo

    40 years old born in 1985

    Up to £3,345 sum assured Aviva Logo

    45 years old born in 1980

    Up to £3,137 sum assured Aviva Logo

    50 years old born in 1975

    Up to £2,655 sum assured Aviva Logo

    55 years old born in 1970

    Up to £2,277 sum assured Aviva Logo

    60 years old born in 1965

    From £10 Per Month

    Critical Illness

    Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

    Up to £30,753 over 20 years Legal & General Logo

    30 year old born in 1995

    Up to £22,278 over 20 years Aviva Logo

    35 years old born in 1990

    Up to £18,353 over 15 years Aviva Logo

    40 years old born in 1985

    Up to £13,425 over 15 years Aviva Logo

    45 years old born in 1980

    Up to £10,171 over 10 years Aviva Logo

    50 years old born in 1975

    Up to £7,100 over 10 years Aviva Logo

    55 years old born in 1970

    Up to £4,805 over 10 years Aviva Logo

    60 years old born in 1965

    Cover from £10 Per Month

    From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.

    £322,952 over 20 years Aviva Logo

    30 years old born in 1995

    £197,619 over 20 years Aviva Logo

    35 years old born in 1990

    £159,606 over 15 years Aviva Logo

    40 years old born in 1985

    £92,280 over 15 years Aviva Logo

    45 years old born in 1980

    £67,652 over 10 years Aviva Logo

    50 years old born in 1975

    £37,971 over 10 years Aviva Logo

    55 years old born in 1970

    £20,242 over 10 years Aviva Logo

    60 years old born in 1965

    £12,368 over 10 years Aviva Logo

    65 years old born in 1960

    £7,497 over 10 years Aviva Logo

    70 years old born in 1955

    Cover from £5 Per Month

    †From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.

    £117,810 over 20 years Aviva Logo

    30 years old born in 1995

    £75,745 over 20 years Aviva Logo

    35 years old born in 1990

    £56,577 over 15 years Aviva Logo

    40 years old born in 1985

    £35,960 over 15 years Aviva Logo

    45 years old born in 1980

    £26,787 over 10 years Aviva Logo

    50 years old born in 1975

    £17,018 over 10 years Aviva Logo

    55 years old born in 1970

    £10,115 over 10 years Aviva Logo

    60 years old born in 1965

    £6,181 over 10 years Aviva Logo

    65 years old born in 1960

    £3,746 over 10 years Aviva Logo

    70 years old born in 1955

    £4.18 per month AIG Logo

    £150,000 level term Life Cover for 30 Years

    £4.35 per month AIG Logo

    £175,000 level term Life Cover for 30 Years

    £4.62 per month AIG Logo

    £200,000 level term Life Cover for 30 Years

    £4.88 per month AIG Logo

    £225,000 level term Life Cover for 30 Years

    £5.16 per month AIG Logo

    £250,000 level term Life Cover for 30 Years

    £6.98 per month AIG Logo

    £150,000 level term Life Cover for 30 Years

    £7.93 per month AIG Logo

    £175,000 level term Life Cover for 30 Years

    £8.71 per month AIG Logo

    £200,000 level term Life Cover for 30 Years

    £9.48 per month AIG Logo

    £225,000 level term Life Cover for 30 Years

    £10.19 per month AIG Logo

    £250,000 level term Life Cover for 30 Years

    £10.31 per month Aviva Logo

    £150,000 level term Life Cover for 30 Years

    £11.56 per month Aviva Logo

    £175,000 level term Life Cover for 30 Years

    £12.84 per month Aviva Logo

    £200,000 level term Life Cover for 30 Years

    £14.12 per month Aviva Logo

    £225,000 level term Life Cover for 30 Years

    £15.40 per month Aviva Logo

    £250,000 level term Life Cover for 30 Years

    £23.55 per month AIG Logo

    £150,000 level term Life Cover for 30 Years

    £25.95 per month Legal & General Logo

    £175,000 level term Life Cover for 30 Years

    £29.37 per month Legal & General Logo

    £200,000 level term Life Cover for 30 Years

    £32.79 per month Legal & General Logo

    £225,000 level term Life Cover for 30 Years

    £36.20 per month AIG Logo

    £250,000 level term Life Cover for 30 Years

    £43.40 per month Legal & General Logo

    £150,000 level term Life Cover for 30 Years

    £48.22 per month Legal & General Logo

    £175,000 level term Life Cover for 30 Years

    £54.82 per month Legal & General Logo

    £200,000 level term Life Cover for 30 Years

    £61.42 per month Legal & General Logo

    £225,000 level term Life Cover for 30 Years

    £68.02 per month Legal & General Logo

    £250,000 level term Life Cover for 30 Years

    £120.56 per month Aviva Logo

    £150,000 level term Life Cover for 20 Years

    £137.98 per month Aviva Logo

    £175,000 level term Life Cover for 20 Years

    £159.67 per month Aviva Logo

    £200,000 level term Life Cover for 20 Years

    £181.36 per month Aviva Logo

    £225,000 level term Life Cover for 20 Years

    £203.05 per month Aviva Logo

    £250,000 level term Life Cover for 20 Years

    Testimonials

    Star Rating

    "Securing life insurance was something I'd put off for too long. The process was straightforward, and now I have peace of mind knowing my family will be looked after. Thank you for making it so easy."

    Lynn K

    Star Rating

    "I was unsure about the level of cover I needed, but the guidance I received was excellent. I now have a policy that fits my circumstances perfectly, and it's a weight off my shoulders."

    Alan S

    Star Rating

    "Finding affordable life insurance seemed like a challenge, but I was pleasantly surprised by the options presented to me. I feel much more secure knowing this is in place."

    Lou G

    Star Rating

    "The application process was quick and efficient. I appreciated the clear explanations and the lack of complicated jargon. It was a simple way to protect my loved ones' future."

    Paul M

    Star Rating

    "I'd been meaning to get life insurance for years, and I'm so glad I finally did. The service was professional, and I feel confident in the policy I now have."

    Graham F

    Star Rating

    "As a new parent, life insurance became a priority. The options available were comprehensive, and I found a policy that gives me real security for my family's future."

    Brad J

    Star Rating

    "I was a bit hesitant about the whole thing, but the team made it easy to understand and helped me find the right level of cover without any pressure. I'm very satisfied."

    Dave C

    Star Rating

    "Getting life insurance felt like a responsible step, and I'm glad I chose this service. The process was smooth, and I feel much better prepared for the future."

    Hannah G

    Star Rating

    "I wanted to ensure my partner was protected, and the policy I found gives me that reassurance. The whole experience was positive and hassle-free."

    Mick D

    Star Rating

    "Sorting out life insurance was on my to-do list for ages. I'm so pleased I finally got it done. The process was simple, and I feel a great sense of relief knowing my family is secure."

    Victoria S