Compare Over 50s Life Insurance
- No fuss, no hidden fees
- Find affordable insurance
- Over 50s, critical illness, and terminal illness
- No obligation quotes
Our Process
Finding the right life insurance policy should be straightforward and stress-free.
1. Fill out a simple application form
Share a bit about yourself by answering a few basic questions, so we can understand your unique needs.
2. Explore Your Options
A friendly specialist from one of our trusted partners will get in touch to walk you through plans suited to you.
3. Choose What’s Right for You
Take your time to review your options and pick the plan that fits you best. Remember, our service is free, confidential, and comes with no obligations.
What does life insurance do when you're over 50?
Life insurance isn't just for the young – it's for anyone who wants to provide financial peace of mind to their loved ones. If you're over 50, it's the right time to consider life insurance to help cover:
- Funeral Costs – Ease the financial burden of funeral expenses for your family.
- Outstanding Debts – Help pay off any remaining debts, such as a mortgage or loans, so your family isn't left with financial strain.
- Everyday Living Expenses – Ensure your loved ones can maintain their lifestyle, covering essential costs like bills, groceries, and housing.
- Financial Security for Loved Ones – Give your family peace of mind knowing they won't struggle financially when you’re gone.
How much does Over 50s Life Insurance cost?
What you pay will be based on your individual circumstances, but there are many plans that offer great value. With a variety of options, you can find a solution that works for both your needs and your finances. The cost of your over 50s life insurance depends on several factors:
- Age - The older you are, the higher your premium will likely be.
- Coverage level - If you want your policy to pay out a larger sum, you’ll need to pay more each month.
- Lifestyle choices - If you smoke or have previously smoked, or have other lifestyle factors, you may face higher premiums.
- Insurance provider - Rates can vary between providers, so it’s important to compare quotes. Apply for a quote now
We’re not just another comparison website
- We find the right match.
A true match
We don’t just throw quotes at you and see which one sticks. To make sure you don’t get decision fatigue, we take the time to understand your unique circumstances and match you to a trusted Broker.
Free, easy service
We offer a fee-free service, which means you don’t need to pay us anything and you’re not obligated to purchase a policy. You’re free to get the quote, take the time you need to decide, and walk away if it’s not for you.
Peace of mind
With our trusted expert partners, you can have some peace of mind knowing you’ve chosen the most suitable policy for you and you’re covered should something occur.
It’s never too late to protect those you love. Over 50s Life Insurance offers financial support and peace of mind for whatever tomorrow brings.
Get a free, no-obligation quote.
How do I choose the right life insurance policy?
How does over 50s life insurance work?
Over 50s life insurance is designed to support your family with a lump sum payout when you pass away – helping cover funeral costs, debts, or leaving a small gift for your loved ones.
Where can I compare over 50s life insurance?
Right here. Apply in minutes and we’ll connect you with trusted UK insurers and brokers who offer quotes tailored to you.
How do I take out over 50s life insurance?
Just fill our online form here. A friendly expert from one of our partners will guide you through your options and help set up your cover.
Pricing
Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 7th February 2025.
Cover from £10 Per Month
From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.
50 years old born in 1975
55 years old born in 1970
60 years old born in 1965
65 years old born in 1960
70 years old born in 1955
Cover from £5 Per Month
†From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.
50 years old born in 1975
55 years old born in 1970
60 years old born in 1965
65 years old born in 1960
70 years old born in 1955
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 20 Years
£175,000 level term Life Cover for 20 Years
£200,000 level term Life Cover for 20 Years
£225,000 level term Life Cover for 20 Years
£250,000 level term Life Cover for 20 Years
Testimonials
"Securing life insurance was something I'd put off for too long. The process was straightforward, and now I have peace of mind knowing my family will be looked after. Thank you for making it so easy."
Lynn K
"I was unsure about the level of cover I needed, but the guidance I received was excellent. I now have a policy that fits my circumstances perfectly, and it's a weight off my shoulders."
Alan S
"Finding affordable life insurance seemed like a challenge, but I was pleasantly surprised by the options presented to me. I feel much more secure knowing this is in place."
Lou G
"The application process was quick and efficient. I appreciated the clear explanations and the lack of complicated jargon. It was a simple way to protect my loved ones' future."
Paul M
"I'd been meaning to get life insurance for years, and I'm so glad I finally did. The service was professional, and I feel confident in the policy I now have."
Graham F
"As a new parent, life insurance became a priority. The options available were comprehensive, and I found a policy that gives me real security for my family's future."
Brad J
"I was a bit hesitant about the whole thing, but the team made it easy to understand and helped me find the right level of cover without any pressure. I'm very satisfied."
Dave C
"Getting life insurance felt like a responsible step, and I'm glad I chose this service. The process was smooth, and I feel much better prepared for the future."
Hannah G
"I wanted to ensure my partner was protected, and the policy I found gives me that reassurance. The whole experience was positive and hassle-free."
Mick D
"Sorting out life insurance was on my to-do list for ages. I'm so pleased I finally got it done. The process was simple, and I feel a great sense of relief knowing my family is secure."
Victoria S