Switch Life Insurance

  • No fuss, no hidden fees
  • Find affordable insurance
  • Over 50s, critical illness, and terminal illness
  • No obligation quotes
Vitality

†From £5 per month

Compare Life Quotes has helped 2315 customers just like you in the last 7 days.

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By clicking "GET MY FREE QUOTE NOW" you agree to our Privacy Policy and Terms & Conditions and agree that one of our FCA authorised brokers or insurers can contact you by phone, email or electronic messaging to provide the comparison service. Whilst not all of our partners offer an advised service they all use a sufficient panel of household insurers. Whilst use of comparelifequotes.com is completely free and without obligation our partners may receive a commission from your insurer for incepting and servicing your policy. Our broker partner(s) will usually contact the majority of customers within the hour. However, if it is currently outside office hours, this could be the next working day

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Our Process

Finding the right life insurance policy should be straightforward and stress-free.

Step 1

1. Fill out a simple application form

Share a bit about yourself by answering a few basic questions, so we can understand your unique needs.

Step 2

2. Explore Your Options

A friendly specialist from one of our trusted partners will get in touch to walk you through plans suited to you.

Step 3

3. Choose What’s Right for You

Take your time to review your options and pick the plan that fits you best. Remember, our service is free, confidential, and comes with no obligations.

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Why would someone switch life insurance?

People switch for various reasons, including:

  • Reducing monthly premiums
  • Better coverage options
  • Experiencing better, more responsive customer service
  • Changes in personal or family circumstances
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Can I switch life insurance providers whenever I want?

Yes, you’re free to change life insurance providers at any time. Just be sure your new policy is fully in place before you cancel your current one—this helps you avoid any gaps in your coverage.

We’re not just another comparison website

- We find the right match.

A true match

We don’t just throw quotes at you and see which one sticks. To make sure you don’t get decision fatigue, we take the time to understand your unique circumstances and match you to a trusted Broker.

Free, easy service

We offer a fee-free service, which means you don’t need to pay us anything and you’re not obligated to purchase a policy. You’re free to get the quote, take the time you need to decide, and walk away if it’s not for you.

Peace of mind

With our trusted expert partners, you can have some peace of mind knowing you’ve chosen the most suitable policy for you and you’re covered should something occur.

Get a free, no obligation quote

Apply through us to connect with experts who specialise in switching life insurance and can match you with a policy that fits your needs.

Get My Free Quote

How do I choose the right life insurance policy?

Does switching life insurance affect my premiums?

Possibly. Your new premiums may be higher or lower depending on your age, health, and policy type at the time of application. It’s important to compare quotes carefully.

Can I switch if I have a health condition?

You can still apply, but your options and premiums may vary based on your condition. It’s best to speak with experts to explore the best options for your situation.

How do I start the switching process?

Simple! Just apply for a free quote using the form on this page. One of our trusted partners will then discuss the best options available to you.

Pricing

Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 7th February 2025.

From £10 Per Month

Critical Illness

Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

Up to £30,753 over 20 years Legal & General Logo

30 year old born in 1995

Up to £22,278 over 20 years Aviva Logo

35 years old born in 1990

Up to £18,353 over 15 years Aviva Logo

40 years old born in 1985

Up to £13,425 over 15 years Aviva Logo

45 years old born in 1980

Up to £10,171 over 10 years Aviva Logo

50 years old born in 1975

Up to £7,100 over 10 years Aviva Logo

55 years old born in 1970

Up to £4,805 over 10 years Aviva Logo

60 years old born in 1965

From £8 Per Month

Whole of Life

Whole of Life Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

Up to £5,437 sum assured Legal & General Logo

30 year old born in 1995

Up to £4,624 sum assured Aviva Logo

35 years old born in 1990

Up to £3,931 sum assured Aviva Logo

40 years old born in 1985

Up to £3,345 sum assured Aviva Logo

45 years old born in 1980

Up to £3,137 sum assured Aviva Logo

50 years old born in 1975

Up to £2,655 sum assured Aviva Logo

55 years old born in 1970

Up to £2,277 sum assured Aviva Logo

60 years old born in 1965

Cover from £10 Per Month

From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.

£322,952 over 20 years Aviva Logo

30 years old born in 1995

£197,619 over 20 years Aviva Logo

35 years old born in 1990

£159,606 over 15 years Aviva Logo

40 years old born in 1985

£92,280 over 15 years Aviva Logo

45 years old born in 1980

£67,652 over 10 years Aviva Logo

50 years old born in 1975

£37,971 over 10 years Aviva Logo

55 years old born in 1970

£20,242 over 10 years Aviva Logo

60 years old born in 1965

£12,368 over 10 years Aviva Logo

65 years old born in 1960

£7,497 over 10 years Aviva Logo

70 years old born in 1955

Cover from £5 Per Month

†From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.

£117,810 over 20 years Aviva Logo

30 years old born in 1995

£75,745 over 20 years Aviva Logo

35 years old born in 1990

£56,577 over 15 years Aviva Logo

40 years old born in 1985

£35,960 over 15 years Aviva Logo

45 years old born in 1980

£26,787 over 10 years Aviva Logo

50 years old born in 1975

£17,018 over 10 years Aviva Logo

55 years old born in 1970

£10,115 over 10 years Aviva Logo

60 years old born in 1965

£6,181 over 10 years Aviva Logo

65 years old born in 1960

£3,746 over 10 years Aviva Logo

70 years old born in 1955

£4.18 per month AIG Logo

£150,000 level term Life Cover for 30 Years

£4.35 per month AIG Logo

£175,000 level term Life Cover for 30 Years

£4.62 per month AIG Logo

£200,000 level term Life Cover for 30 Years

£4.88 per month AIG Logo

£225,000 level term Life Cover for 30 Years

£5.16 per month AIG Logo

£250,000 level term Life Cover for 30 Years

£6.98 per month AIG Logo

£150,000 level term Life Cover for 30 Years

£7.93 per month AIG Logo

£175,000 level term Life Cover for 30 Years

£8.71 per month AIG Logo

£200,000 level term Life Cover for 30 Years

£9.48 per month AIG Logo

£225,000 level term Life Cover for 30 Years

£10.19 per month AIG Logo

£250,000 level term Life Cover for 30 Years

£10.31 per month Aviva Logo

£150,000 level term Life Cover for 30 Years

£11.56 per month Aviva Logo

£175,000 level term Life Cover for 30 Years

£12.84 per month Aviva Logo

£200,000 level term Life Cover for 30 Years

£14.12 per month Aviva Logo

£225,000 level term Life Cover for 30 Years

£15.40 per month Aviva Logo

£250,000 level term Life Cover for 30 Years

£23.55 per month AIG Logo

£150,000 level term Life Cover for 30 Years

£25.95 per month Legal & General Logo

£175,000 level term Life Cover for 30 Years

£29.37 per month Legal & General Logo

£200,000 level term Life Cover for 30 Years

£32.79 per month Legal & General Logo

£225,000 level term Life Cover for 30 Years

£36.20 per month AIG Logo

£250,000 level term Life Cover for 30 Years

£43.40 per month Legal & General Logo

£150,000 level term Life Cover for 30 Years

£48.22 per month Legal & General Logo

£175,000 level term Life Cover for 30 Years

£54.82 per month Legal & General Logo

£200,000 level term Life Cover for 30 Years

£61.42 per month Legal & General Logo

£225,000 level term Life Cover for 30 Years

£68.02 per month Legal & General Logo

£250,000 level term Life Cover for 30 Years

£120.56 per month Aviva Logo

£150,000 level term Life Cover for 20 Years

£137.98 per month Aviva Logo

£175,000 level term Life Cover for 20 Years

£159.67 per month Aviva Logo

£200,000 level term Life Cover for 20 Years

£181.36 per month Aviva Logo

£225,000 level term Life Cover for 20 Years

£203.05 per month Aviva Logo

£250,000 level term Life Cover for 20 Years

Testimonials

Star Rating

"Securing life insurance was something I'd put off for too long. The process was straightforward, and now I have peace of mind knowing my family will be looked after. Thank you for making it so easy."

Lynn K

Star Rating

"I was unsure about the level of cover I needed, but the guidance I received was excellent. I now have a policy that fits my circumstances perfectly, and it's a weight off my shoulders."

Alan S

Star Rating

"Finding affordable life insurance seemed like a challenge, but I was pleasantly surprised by the options presented to me. I feel much more secure knowing this is in place."

Lou G

Star Rating

"The application process was quick and efficient. I appreciated the clear explanations and the lack of complicated jargon. It was a simple way to protect my loved ones' future."

Paul M

Star Rating

"I'd been meaning to get life insurance for years, and I'm so glad I finally did. The service was professional, and I feel confident in the policy I now have."

Graham F

Star Rating

"As a new parent, life insurance became a priority. The options available were comprehensive, and I found a policy that gives me real security for my family's future."

Brad J

Star Rating

"I was a bit hesitant about the whole thing, but the team made it easy to understand and helped me find the right level of cover without any pressure. I'm very satisfied."

Dave C

Star Rating

"Getting life insurance felt like a responsible step, and I'm glad I chose this service. The process was smooth, and I feel much better prepared for the future."

Hannah G

Star Rating

"I wanted to ensure my partner was protected, and the policy I found gives me that reassurance. The whole experience was positive and hassle-free."

Mick D

Star Rating

"Sorting out life insurance was on my to-do list for ages. I'm so pleased I finally got it done. The process was simple, and I feel a great sense of relief knowing my family is secure."

Victoria S